Serious Injury 1 (or Illness)
Serious Injury 1 (or Illness) : an acute physical injury or illness that requires medical or surgical treatment by, or under the supervision of, a medical practitioner or a nurse (whether or not in a hospital, clinic or similar place). It does not include: (a) an ailment, disorder, defect or morbid condition (whether of sudden onset or gradual development) or (b) the recurrence, or aggravation, of such an ailment, disorder, defect or morbid condition
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