All Perils Homeowners Insurance
All Perils Homeowners Insurance : An "all-perils homeowners insurance policy-would help create broad participation and could provide a private sector solution. But this option could also require subsidies for low-income residents and thus potentially create substantial costs for the federal government that would have to be balanced against money saved from reduced disaster relief". (GAO, Natural Disasters: Public Policy Options?, Nov 2007, 33)
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