Disaster 104 : A serious disruption of the functioning of an institution causing widespread material and economic losses that exceed the ability of the affected institution to cope using its own resources
The Library of Congress, Preservation, Emergency Preparedness, Risk Management, Glossary of Terms: Definitions from Charles M. Nyce, Foundations of risk management and insurance (American Institute for Chartered Property Casualty Underwriters/Insurance Institute of America, Malvern, PA, 2006) and from Disaster Risk Reduction (University of Wisconsin-Madison Disaster Management Center, July 2009), Washington, D.C., USA 2014. http://www.loc.gov/preservation/emergprep/insuranc eglossary.html, (Dzstr Rsk Mgt - Amer) {853}