Costs covered by compensation insurance and other insurance programs (e. g. , medical, property damage, etc. . Uninsured costs: Measurable costs not covered by existing insurance programs (e. g. , property damage, wages paid for nonproductive hours, extra cost cf overtime and wages for activities necessitated by the accident, and other miscellaneous costs such as loss of profit on contracts cancel-led or orders lost, public liability claims, cost of renting replacement equipment, etc