Insured losses are those which are covered by the insurance sector and paid directly to the owner of the damaged or destroyed property or crops and livestock or the primary insurance company (in case of reinsurance)
The International Disaster Database (EM-DAT), The EM-DAT Glossary, Centre for Research on the Epidemiology of Disasters (CRED), School of Public Health, Universit catholique de Louvain, Brussels, Belgium 2009. http://www.emdat.be/glossary/9, (ND/ Gen - Brit) {855}