Standard Flood Insurance Policy (SFIP) 3
Standard Flood Insurance Policy (SFIP) 3 :
This is the single-peril (flood) insurance policy issued by FEMA, or by an insurer in accordance with an arrangement with FEMA, pursuant to Federal statutes and regulations. The SFIP pays for direct physical damage to insured property up to replacement cost or Actual Cash Value of the actual damages or the policy limit of liability, whichever is less
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