"As part of the preparations for the centennial of the 1906 San Francisco earthquake and fire, earthquake scientists, engineers, and emergency management experts in Northern California developed a top ten list of action items to increase safety, reduce losses, and ensure a speedier recovery from the next major earthquake. Their list follows: Develop a Culture of Preparedness (1) Every household, government agency, and business must know the seismic risks of the buildings they occupy, the transportation systems they use, and the utilities that serve them, as well as the actions they can take to protect themselves. (2) Every household, government agency, and business needs to be prepared to be self-sufficient for at least three days (72 hours) following a disaster. (3) Citizens and governments need to take steps to ensure adequate response care for special needs and vulnerable populations. (4) Government agencies, the region's major industries, and earthquake professionals have to work together to prepare the region to respond to and recover from major earthquakes. This can be done through region-wide, multi-organizational plans, training, exercises and coordination assessments, as well as continuing improvements in our collective understanding of seismic risks. Invest in Reducing Losses. (5) Building owners, governments, and the earth science and engineering professions must target potential collapse-hazard buildings for seismic mitigation, through retrofit, reduced occupancy, or reconstruction. (6) Governments and other relevant agencies must retrofit or replace all facilities essential for emergency response to ensure that they function following earthquakes. These facilities include fire and police stations, emergency communications centers, medical facilities, schools, shelters, and other community-serving facilities. (7) Governments and other relevant agencies must set priorities and retrofit or replace vulnerable response- and community-serving infrastructure, including cellular communications, airports, ports, roads and bridges, transportation, water, dams and levees, sewage and energy supplies, to ensure that functions can be resumed rapidly after earthquakes. Ensure Resiliency in Recovery (8) Government agencies, the region's major industries, and earthquake professionals have to plan collaboratively for the housing, both short- and long-term, of residents displaced by potential fires, large numbers of uninhabitable buildings, and widespread economic and infrastructure disruption following a major earthquake. 9. Every household, government agency, and business has to assess and plan for financing the likely repair and recovery costs following a major earthquake. (10) Federal, state and local governments, the insurance industry, and the region's major industries have to collaborate to ensure adequate post-event funding to provide economic relief to individuals and communities after a major earthquake, when resources are most scarce yet crucial for recovery and reconstruction". (Moehle, Risk of a Major Earthquake...., 2007, pp. 5-6)