Letter of Map Amendment (LOMA) 8
Letter of Map Amendment (LOMA) 8 : This is an official determination by FEMA that a property has been inadvertently included in an SFHA as shown on a current effective FHBM, FIRM, or DFIRM and is not subject to inundation by the 1percent-annual-chance flood. Generally, the property is located on natural high ground at or above the BFE or on fill placed prior to the effective date of the first NFIP map designating the property as within a Special Flood Hazard Area. Limitations of map scale and development of topographic data more accurately reflecting the existing ground elevations at the time the maps were prepared are the two most common bases for LOMA requests
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