FEMA's mitigation strategy has four areas of focus: (1) Federal Mitigation. FEMA will lead the effort to ensure that the authorities and resources of the federal government which affect the built environment are supporting, the maximum degree practicable, community-based mitigation decisions/actions. (2) State Mitigation. FEMA will establish a collaborative partnership with State-level mitigation stakeholders to develop criteria and incentives for the establishment of comprehensive State mitigation initiatives which marshal the resources and authorities of State government to support community-based mitigation decisions/actions. (3) Community Mitigation. FEMA will establish a collaborative partnership with community level stakeholders to develop a national initiative to reduce risk through a voluntary, community-based, incentive-driven decisions/actions. (4) Private/Public Mitigation Partnership. FEMA will lead an effort to identify and maximize the contributions of the private sector to the national mitigation effort - through businessdriven construction and land-use decisions, as well as incentives for mitigation decisions/actions through insurance and financial market instruments. (FEMA, Strategic Plan FY 1998-2002, 1997, p. 21-22)