Assigned Risk Pool
Assigned Risk Pool : Properly known as the Oregon Workers' Compensation Insurance Plan, the assigned risk pool was established in 1980 to provide a guaranteed source of coverage for employers required by law to have workers' compensation insurance but who are unable to obtain it in the voluntary market. The policies of businesses insured through the pool are assigned to one of two insurance carriers designated to service assigned risk policies. Losses experienced by businesses in the pool are apportioned to all insurance carriers in the state based on market share. Employers in the pool may fall into two categories: those that are hard to insure because of size and those considered poor risks due to high claims frequency, poor safety practices, or bad credit ratings
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