Permanent Total Disability (PTD) 1
Permanent Total Disability (PTD) 1 : The loss of use or function of any portion of the body which permanently incapacitates the worker from regularly performing work at a gainful and suitable occupation. A suitable occupation is one that pays wages equal to 66 2/3 of the worker's weekly average wage or the federal poverty guidelines for a family of three, whichever is less, and which the worker has the ability, training, or experience to perform. Each claim where PTD has been awarded is re-examined by the insurer or self-insurer at least every two years from the date of the PTD order. This review can result in an affirmation of the previously awarded PTD benefits or a rescission of the PTD benefits
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